check-signers

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You can make your close relative or friend the authorized signer of your checking account. This acts as a way of giving them access to your asset without necessarily changing of ownership. In case of unforeseen cases such as disability and illness, older people prefer entrusting their close relatives as authorized signers of their finances. Authorized signer, even if they are not the owner of the account, they are allowed to check the account information. Definition of Authorized Signer Usually, authorized signers can sign checks, deposit and withdraw funds without the permission of the owner. But all the transactions made must be for the user and not for the personal use of the signer. However, the authorized signers are not beneficiaries and cannot be the owner of the property incase of demise of the owner. Obligations of Authorized Signer Even though authorized signer is not responsible for paying fees that result from overdrafts, they are not supposed to sign for checks w